Let Landmark Appraisals & Reviews, Inc. serve your appraisal needsTo a lot of us, an appraisal just looks like one more thing on the settlement sheet for a mortgage or refinance. Most lenders still call for a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation methods that might appear more economical than an appraisal. You might think that securing a mortgage is the only reason you should get an appraisal, but there are other instances when the services of a licensed, independent real estate professional might be beneficial. ![]() Dispute your tax assessment in Alachua CountyIf you are in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Landmark Appraisals & Reviews, Inc. is your best evidence when building your case. At Landmark Appraisals & Reviews, Inc., we're equipped to assist you in challenging your tax assessment. PMI removal to lower your mortgage paymentWhen the amount being loaned to the home buyeris more than 80% of the actual value of the property, many lenders ask home owners to buy this extra insurance plan. That policy is Private Mortgage Insurance, or PMI. More often than not, this additional payment is folded into the monthly mortgage payment and is quickly forgotten. This is bad because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met. Landmark Appraisals & Reviews, Inc. can provide you with a statement regarding the value of your home, and the expense of the appraisal can usually be recovered in just a few months because you'll no longer be paying the PMI. Order your appraisal from Landmark Appraisals & Reviews, Inc. today Order onlineGet a clear valuation on a home for divorce settlementsA divorce can be an especially horrible event for both parties, and it is often even more complicated by the burdensome decision of who maintains the home. Regardless of the circumstances, it's a good idea to order an appraisal from Landmark Appraisals & Reviews, Inc. so both parties are entirely aware of the true market value of their home. The parties will have a good idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Accurate and fair estate liquidationThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion. Most Americans do not have dedicated estate planners or executors to take care of these affairs, unlike many wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true worth of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received a fair deal. Relocate to or from Alachua County for workWe are familiar with the stress involved with an employee relocation. That's why we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, as well as information regarding any current sales or listings in their area that they want considered during our thorough inspection. Close on your home quickly — for an accurate priceWhether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what amount the house sells for, apart from real estate agents. Our fees are calculated on our efforts to finish the appraisal report and and aren't related to the sales price. On a daily basis, we analyze the difference in value items like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties are one the market. ![]() |